Machine & equipment finance

Sort the money before you sort the machine.

Gain access to 80+ banks and non-bank lenders. Whether you're buying your first asset or expanding your fleet, we'll compare competitive finance options tailored to your needs.

Every quote includes a true effective rate with all fees and charges disclosed upfront, so you'll always know exactly what you're paying — no hidden fees, ever.

Low doc (no financials) up to $500k Funding from $20k–$10M+ 80+ lenders compared No long forms or paperwork

Pre-approval, not guesswork

Know your budget before you negotiate. We come back with an indicative structure and rate, not a brochure.

Soft credit check first

The initial enquiry does not affect your credit score. We only lodge a formal application once you say go.

New, used, dealer or private

Including private sale and interstate purchases, which a lot of lenders will not touch.

Structures that fit the work

Chattel mortgage, hire purchase, lease, balloons and seasonal repayments for project or seasonal cash flow.

Work out a repayment

Adjust the amount and term to see indicative weekly or monthly repayments.

$835/week
Indicative only, from 7.49% p.a. over 5 years. Actual rate subject to credit approval.
Amount financed
$180,595
Total interest
$36,479
Total payable
$217,074

This repayment estimate is provided by Overdrive Commercial Funding (ABN 87 659 049 895), an authorised credit representative of Connective Credit Services Pty Ltd, Australian Credit Licence 389328. It assumes a chattel mortgage for business use at a fixed 7.49% p.a. with a $595 establishment fee, and excludes other fees, charges, GST treatment and government costs. It is general information only and not an offer of finance. Talk to us on 0417 000 316 for a specific quote.

What we'll ask for

Who qualifiesABN holders, sole traders and companies
Amount$20,000$5,000,000
Terms1 to 7 years
Deposit$0 deposit options available, subject to assessment
SecurityUsually the machine itself; property security not always required
DocumentsLow-doc structures available for established ABNs

Eligibility criteria, terms, conditions, fees and charges apply. Approval is subject to lender assessment. This page is general information only and does not take account of your objectives, financial situation or needs.

Not sure what you want yet?

Have a look at what's on the market, or find out what your current machine is worth — a lot of operators fund an upgrade partly from the trade.

80+ lenders compared, one application, best rates available
Flexi CommercialAngle FinanceMetro FinancePepper MoneyLibertyBOQ FinanceWestpacANZNABCBAMacquarieDynamoneyMoneytechShiftScotPacSelfcoAzoraBranded Financial ServicesFinance OneProspaEarlypayOnDeckLeaswiseYellowgateResimacCFIQuestOrixGroup & General FinanceInfrontManiron CapitalNovacashflow FinanceAFSTrue PillarsCapital FinanceCommercial Equity GroupGrenkeARG