Machinery finance specialists in your corner

About Overdrive Machinery Finance

Machine & Trailer Finance Brokers With 30+ Years of Experience

Overdrive Machinery Finance is an Australian family owned machine and trailer finance brokerage helping ABN holders, owner drivers, sole traders and businesses secure finance for the vehicles that keep their businesses moving.

We specialise exclusively in machinery finance and trailer finance, working with clients across Australia. We have clients we've helped finance their first machine right through to their 30th machine.

Our goal is to build long term relationships with every client, working with them through every phase of growth.

We know that getting a machinery loan approved is only part of the job. The real value is knowing which lender to approach, how to structure the finance and how to negotiate a competitive deal from the start, with a rate and terms that are hard to beat anywhere else.

That's what Overdrive Machinery Finance is built around.

Deal Directly With Our Director

One of the biggest differences at Overdrive Machinery Finance is who you actually deal with.

Every client works personally with Simon Kendrick, Managing Director. No 1300 numbers, just a direct mobile. From your first conversation and lender negotiations through to approval and settlement, Simon remains involved throughout the entire process.

No call centres. No handovers. No being passed from one broker to another.

Simon has worked across virtually every type of machine and trailer finance scenario, from new and used machines to older assets, private sales, specialised trailers, existing finance and poor credit scenarios.

That experience means Simon understands what lenders are looking for, where an application is likely to fit and how to position it properly, helping secure the best possible rate and terms based on your specific needs.

Strong Reputation With 80+ Lenders

Over the years, Simon has developed strong working relationships across banks and commercial lenders and understands how different lenders assess machines, trailers, transport businesses and owner drivers.

We're known for delivering some of the cheapest interest rates available, and our lender relationships and experience give us the ability to negotiate pricing directly with lenders for better deals.

Rather than simply accepting the first rate offered, we know where to look, who to approach and when there's room to negotiate.

More Lenders. More Options.

Overdrive Machinery Finance has access to 80+ banks, commercial lenders and specialist funders.

Machine and trailer finance policies can vary significantly between lenders. Asset age, purchase method, business history, documentation and existing finance commitments can all influence which lender is best suited to your transaction.

Instead of trying to make your application fit one bank's lending criteria, Simon can assess your circumstances across a broad lender panel and identify the lenders best suited to your purchase.

We can assist with new and used machines and trailers, dealer purchases, private sales, auctions, low doc and full doc applications, and refinancing.

The objective isn't simply to get finance approved. It's to structure finance that makes commercial sense for your business.

We Know Machines. We Know Trailers.

Machine and trailer finance isn't one part of what we do. It's what we specialise in.

From an owner driver purchasing their first excavator to an established transport business growing its fleet, we understand the assets, the industry and how those assets generate revenue.

That includes finance for excavators, rigid machines, tippers, refrigerated machines and a wide range of trailers.

Different machine ages, configurations, trailer types, business structures and credit histories can all affect how lenders assess an application.

After 3 decades in commercial finance, there aren't many machine or trailer finance scenarios Simon hasn't seen before or hasn't been able to get over the line.

One Broker for the Life of Your Business

Simon doesn't disappear once your machine or trailer finance settles.

Our goal is to build a long term relationship with every client and work with you through every phase of your business growth.

Because Simon already understands your business, its history and the way you operate, future transactions can become much simpler.

Whether you're replacing a machine, adding another trailer, refinancing existing vehicles or expanding your fleet, you deal with the same person who helped you the first time.

That's what personal service means at Overdrive Machinery Finance.

Clear Communication. Upfront and transparent.

A low advertised machinery finance rate doesn't necessarily mean a low cost deal. The lender, loading fees, charges and loan structure can make a significant difference to what the finance really costs.

Every quote clearly sets out the applicable rate along with relevant fees and charges, so you can understand the deal before making a decision.

No confusing rate games. No hidden surprises. Just clear numbers and straightforward machine and trailer finance.

Machine & Trailer Finance Across Australia

Overdrive Machinery Finance works with ABN holders, owner drivers, sole traders and businesses throughout NSW, VIC, QLD, WA, SA, TAS, ACT and NT.

Whether you're financing your first machine, purchasing another trailer or expanding an established fleet, you get the same thing: direct access to the Director, real industry experience, access to 80+ lenders and no handovers.

One experienced broker in your corner, for this machine, the next trailer and every vehicle after that.